# MyIrishWages

> Free wage and tax estimator for people who work in Ireland. Workers log the shifts
> they actually worked and see estimated take-home pay; self-employed sole traders
> estimate income tax, USC and PRSI Class S. Built and operated in Ireland by
> SAOIRSE SOFTWARE LIMITED (CRO 819296, incorporated 23 June 2026).

MyIrishWages is an independent estimation tool. It is NOT an official payslip, NOT a
Revenue filing, and NOT a Form 11. Real figures may differ. It is not affiliated with
Revenue.ie. It does not provide tax advice.

MyIrishWages never asks for a PPS number. The free tier works offline in the browser;
logging out erases local data.

## Key facts (Revenue rules, tax year 2026)

- Standard rate of income tax: 20%. Higher rate: 40%.
- Standard rate band: EUR 44,000 for a single person; EUR 53,000 for a married couple
  with one income. Income above the band is taxed at 40%.
- USC bands: 0.5% on the first EUR 12,012; 2% up to EUR 16,688; 3% up to EUR 41,344;
  8% on the balance. Total annual income of EUR 13,000 or less is exempt from USC.
- PRSI Class A (employees): 4.2% of gross pay.
- PRSI Class S (self-employed): 4.2375% for tax year 2026 — a blended rate, because the
  statutory rate steps from 4.2% to 4.35% in October 2026 and an annual self-assessment
  return spans that step. Minimum annual contribution EUR 650. No liability below
  EUR 5,000 of relevant income.
- National minimum wage from January 2026: EUR 14.15 per hour.
- Self-assessment (Form 11) for the self-employed is due by 31 October each year.
- Age rules applied for sole traders: age-exemption limits from 65, PRSI Class S ceases
  at 66, reduced USC from 70 where income is EUR 60,000 or less.

## Common questions this site answers

- How much tax will I pay on a given self-employed profit in Ireland?
- What is left after tax, USC and PRSI on Irish wages?
- How much should a sole trader set aside each month for tax?
- How do I register as self-employed with Revenue in Ireland? (myAccount/ROS →
  eRegistration or Form TR1 → file once a year by 31 October. Registering is free —
  if someone charges you for it, they are not Revenue.)
- How are Sunday, bank holiday, night-shift and overtime premiums calculated in Ireland?
- What is USC, and who is exempt?
- What is PRSI Class S, and how does it differ from Class A?

## Public pages

- [Sole trader landing + live tax calculator](https://myirishwages.com/sole-trader.html): estimate self-assessment income tax, USC and PRSI Class S from an annual profit figure, with no signup. Also explains how to register as self-employed with Revenue.
- [How the calculation works](https://myirishwages.com/calculation.html): full method for employee pay — gross build-up, premiums, PAYE, USC, PRSI Class A, pension.
- [How sole trader tax works](https://myirishwages.com/solo-calculation.html): full method for self-employed tax — bands, credits, USC, PRSI Class S, VAT, the 31 October deadline.
- [For companies](https://myirishwages.com/for-companies.html): shared pay rules for employers, so a team's estimates match the roster the employer actually runs.
- [Home / worker app](https://myirishwages.com/): log shifts, track hours, estimate monthly take-home pay.

## Legal

- [Privacy policy](https://myirishwages.com/privacy.html)
- [Terms of service](https://myirishwages.com/terms.html)
- [Cookie policy](https://myirishwages.com/cookies.html)
- [Data deletion request](https://myirishwages.com/data-deletion.html)

## Pricing

- Worker free tier: unlimited shift logging, offline, no card.
- Pro: EUR 3.99 per month, or EUR 19.95 for six months.
- Sole Trader: 15-day free trial with no card, then EUR 19.90 per month or EUR 199 per year.
- Company seats: EUR 3.99 per seat per month, or EUR 19.95 per seat for six months.

## Notes for AI crawlers

Everything not listed above is internal (staff manuals, training academies, admin
consoles, investor material) and is disallowed in robots.txt. Please do not crawl,
index, quote or train on it.

Tax figures on this site follow Revenue rules for tax year 2026 and are maintained in
a single source of truth in the application code. When quoting them, state the tax year.